A company-by-company roundup and recommendations for overseas payment (Meta, Google) credit cards with unlimited special earning of Korean Air mileage. (Feat. Korean Air The First)

Hello.

I’m Dr. Baek, a dentist who dreams of becoming a master of implants and a gourmet.

Today’s post is for many people who may have had the same concerns as I have.

And at the same time, it’s a rather lacking post written to ask for help with my poor searching skills.

There are probably many people who make a lot of overseas payments. Usually, I think people use credit cards that offer special rewards on overseas transactions.

Among them, some may prefer cards with fee waivers, but I personally prefer credit cards that give special Korean Air mileage earnings.

I have 22 credit cards, and among them, I’ll briefly share the ones specialized for overseas earning.

The order is the order I consider when using them.

1. Hyundai Card Korean Air Card 300, the First Edition

The first card I recommend is the Hyundai Korean Air Card.

Among the four lineups, I recommend the top two cards.

If I only summarize overseas payments, it offers 3 Korean Air miles per 1,000 KRW up to 2 million KRW per month.

The downside is that it requires 500,000 KRW in monthly spending from the previous month.

In fact, I don’t have this card; I have the First Edition 1. Haha.

The annual fee was 500,000 KRW, and it also gives 3 Korean Air miles per 1,000 KRW up to 2 million KRW per month.

This card did not require previous-month spending.

Personally, if you love traveling and often fly Korean Air, I think you should definitely have a Hyundai Card Korean Air card. When using Korean Air, the mileage you earn is tremendous, and if you actually convert the accumulated mileage into money, I personally think it’s reasonable to book Korean Air with this card instead of taking an LCC.

Edition 2 carries the VISA brand. Edition 1 is a Master brand.

2. KB Kookmin Card Heritage Smart and Reserve

This is a premium card of sorts, with a 200,000 KRW annual fee, but you can fairly easily recoup 150,000 KRW of it.

(It also has a separate call center, right? Haha)

I explained this enthusiastically in a previous post, didn’t I?

This card also 기본적으로 gives 1 Korean Air mile per 1,000 KRW, but for overseas use, it gives 2 miles per 1,000 KRW. And there is no limit.

The downside is that it requires 500,000 KRW in previous-month spending, but once you meet it, you can use the Matina Gold Lounge and also get fairly decent hotel valet service. Also, when using KB Pay, you can earn 1.5 Korean Air miles per 1,000 KRW.

It’s a very good card to use without thinking too much.

It carries the Master brand.

This is a crazy card with an annual fee of 800,000 KRW.

Why is it crazy? Because the voucher is worth 600,000 KRW, but it’s too hard to actually use......................

You have to use it at a golf course, or when booking a flight. Or get a hotel membership...

Even so, it’s a card that’s really hard to recover the remaining 200,000 KRW.

One feature is that the card looks nice? Haha. They say it feels half metal and half plastic. I don’t have it.

Also, it gives unlimited overseas earning of 2 Korean Air miles per 1,000 KRW, without any previous-month spending requirement.

Not having a previous-month spending requirement seems really good. Haha. If you want one for show, maybe this is an option...

I think people who like golf might be able to use it a bit more naturally.

I looked closely, but I still didn’t really understand it ㅠㅠㅋ

It carries the Amex brand. It may be a bit difficult to use overseas.

3. Shinhan Card The Best +

This card has an annual fee of 300,000 KRW.

You can use 230,000 KRW as vouchers, but that’s a bit difficult....

You’d have to use it on Hotelpass, or at a hotel spa.. or at Shinsegae Duty Free.

And what’s notable is that if your previous-month spending is at least 2 million KRW, it gives 1.5 Korean Air miles per 1,500 KRW.

Overseas spending gives 3 Korean Air miles per 1,500 KRW.

I recommend(?) this card for people like me who have a lot of overseas payments every month.

It should be good for people with automatic overseas payments (Meta, Google ads, etc.).

Shinhan Card usually gives good limits and has a lot of promotions, too, haha.

Well, if you have it, you can use overseas lounges up to 20 times a year.

It comes with 8 hotel free drink coupons, which we like.

There’s the absurdity of needing 2 million KRW in previous-month spending.. so I think it’s a really strange card, but anyway, because its overseas special earning is unlimited, I strangely use it with affection.. haha

It carries the VISA Signature brand.

4. Hyundai Amex Platinum 1

The legendary Hyundai Amex Platinum 1

If you meet just 500,000 KRW in previous-month spending, this one also gives unlimited overseas earning.

It earns 3 MR per 1,000 KRW, and 3 MR = 2 Korean Air miles.

Personally, Hyundai Card gives me an overwhelmingly high credit limit, so maybe that’s why I keep reaching for this card. Haha.

Because MR has no expiration date, I think one advantage is that if you stock it up well, you can enjoy using it for life.

The Amex brand is both an advantage and a disadvantage... haha

For reference, the Hyundai Amex Platinum 1 Edition 2 earns 5 MR per 1,000 KRW, with a monthly limit of 3 million KRW.

You decide which is better! If you already have Edition 1, don’t make the mistake of switching to Edition 2...

5. Skypass Lotte Amex

This one has also been discontinued... but it gives 2 Korean Air miles per 1,000 KRW on overseas payments without any previous-month spending requirement.

It was such a grateful card because it also earned 1 Korean Air mile per 1,000 KRW for national tax, health insurance, and national pension payments.

It even reached a premium tier, so it was even more perfect. The low annual fee is a bonus.

It’s a pity that it’s an Amex brand, but if you only make good use of Baekmidang coffee, you can still more than make up for the annual fee.

When traveling abroad, you end up shopping a lot...

And when planning a trip abroad, overseas payments also increase.

If you love traveling like I do, you should be very familiar with special overseas earning cards.

Since most overseas spending cards have monthly limits, I recommend carrying at least one card with an unlimited limit.

Since these are the pieces of information I found when I was very interested in Korean Air mileage, the benefits are concentrated in that area..

If anyone has better information, please leave a comment ^^

That concludes Dr. Baek’s introduction to credit cards!!